David Galarza Insurance Agency, LLC ("David Galarza Agency," "we," "us," or "our") respects your privacy. This Privacy Policy explains what information we collect, how we use it, and the choices you have, including with respect to our SMS/text messaging program.
1. Information We Collect
We may collect the following categories of information:
- Contact information you provide, such as your name, phone number, email address, and mailing address.
- Service information related to the insurance products and services you request or hold with us.
- Communications data, such as records of your interactions with our team by phone, email, or text message.
- Website usage data, such as pages visited and device information, collected through standard web technologies.
2. How We Use Your Information
- Provide, service, and improve our insurance products and services;
- Communicate with you about quotes, policies, accounts, appointments, and service updates;
- Send you text messages you have opted in to receive;
- Comply with legal and regulatory obligations.
3. SMS/Text Messaging Program & Mobile Opt-In Data
When you opt in to our text messaging program, we collect your name, mobile phone number, and your consent record (including the date, time, and method of opt-in). We use this information solely to deliver the text messages you signed up for regarding quote updates, policy reminders, account information and marketing messages.
No mobile information will be shared with third parties or affiliates for marketing or promotional purposes. All the above categories exclude text messaging originator opt-in data and consent; this information will not be shared with, or sold to, any third parties for any purpose.
Text messaging opt-in data and consent are used only by David Galarza Agency and the service providers acting on our behalf to operate the messaging program (such as our messaging platform provider), and only for the purpose of sending you the messages you requested.
You can opt out of text messages at any time by replying STOP. Reply HELP for help, or contact us at +17326880017 or david@galarzaagency.com. See our Terms of Service for full messaging program terms.
4. How We Share Information
We do not sell your personal information. We may share information only in the following limited circumstances:
- With service providers who perform services on our behalf (such as insurance carriers, technology providers, and messaging platforms), under obligations to protect your information;
- As required by law, regulation, or legal process;
- To protect the rights, property, or safety of David Galarza Agency, our clients, or others.
As stated above, mobile opt-in data and SMS consent are never shared with or sold to third parties or affiliates for marketing or promotional purposes.
5. Data Security
We use reasonable administrative, technical, and physical safeguards designed to protect your personal information from unauthorized access, use, or disclosure. No method of transmission or storage is completely secure, but we work to protect your information consistent with industry standards.
6. Data Retention
We retain personal information for as long as needed to provide our services, comply with legal and regulatory requirements, resolve disputes, and enforce our agreements. Consent records for our text messaging program are retained as required to demonstrate compliance.
7. Your Choices
- Text messages: reply STOP at any time to opt out; reply HELP for help.
- Email: use the unsubscribe link in our emails or contact us.
- Access and correction: contact us to review or update the personal information we hold about you.
8. Your New Jersey Privacy Rights
If you are a resident of New Jersey, the New Jersey Data Privacy Act provides you with specific rights regarding your personal information. Subject to certain conditions and exceptions, you have the right to:
- Know and access the personal information we have collected about you;
- Correct inaccurate personal information;
- Delete personal information we have collected from you;
- Obtain a portable copy of the personal information you provided to us;
- Opt out of targeted advertising, the sale of personal information, and certain profiling. We do not sell your personal information and do not use it for targeted advertising;
- Appeal a decision we make regarding a privacy request.
To exercise any of these rights, contact us at +17326880017 or david@galarzaagency.com. We will verify your request and respond within the timeframe required by law. We will not discriminate against you for exercising your privacy rights. Where permitted, you may also designate an authorized agent to submit a request on your behalf.
Residents of other states may have additional rights under the laws of their state. To exercise any privacy right, contact us using the information in the "Contact Us" section below and we will respond in accordance with applicable law.
9. Children's Privacy
Our services and messaging program are not directed to individuals under the age of 18, and we do not knowingly collect personal information from children.
10. Changes to This Policy
We may update this Privacy Policy from time to time. The "Last updated" date above reflects the most recent revision. We encourage you to review this page periodically.
11. Contact Us
- David Galarza Insurance Agency, LLC
- 602 Mantoloking Rd Unit 4, Brick Township, NJ 08723
- Phone: +17326880017
- Email: david@galarzaagency.com
- Website: galarzaagency.com